NOMIO.
PUBLIC OFFER AGREEMENT
For information, consulting, educational, organisational services and access to the Nomio digital service

Version

1.2

Revision date

24 July 2026

Controller / Service Provider

Individual Entrepreneur Mokobo Krist Lyudvikovich (ИП Мокобо Крист Людовикович)

Website

https://nomio.pro


Governing language

This document is an English convenience translation. The Russian-language Public Offer published by Nomio is the governing agreement. In case of discrepancy, the Russian version prevails, without limiting mandatory consumer rights that cannot lawfully be waived.


Legal effect

This document is a public offer to enter into a service agreement. Payment for a paid service, or a request for a free service after confirming the terms, constitutes acceptance.


PreambleIndividual Entrepreneur Mokobo Krist Lyudvikovich (ИП Мокобо Крист Людовикович), INN 522602521402, OGRNIP 323508100033571 dated 24 January 2023, hereinafter the “Provider”, offers legally capable individuals the opportunity to enter into an agreement for services and access to the Nomio digital service on the terms below.
The Offer is intended primarily for consumers purchasing services for personal, family, educational, and everyday needs. Organisations, universities, agencies, group bookings, and business use require separate written terms.

Term

Meaning

Website

https://nomio.pro and related pages.

Nomio

An information, consulting, and organisational service for international students and their families.

Customer

The person accepting this Offer and, for a paid order, responsible for payment.

Payer

the person making the payment; for a Website payment, may differ from the Beneficiary.

Beneficiary

the person for whose benefit the service is provided or whose Telegram account receives access.

Package

A set of actions, materials, limits, periods, and results described on the Website and in Appendix 1.

Order

the selected Package with price, payment channel, Beneficiary, language and other parameters fixed at checkout.

Case

One specific task united by one objective.

Coordinator

A Nomio employee or contractor providing information and organisational assistance.

Partner

An independent third party providing a specialised or regulated service.

Nomio AI

Functions processing requests through artificial intelligence models.

Usage Unit

AI Unit — an internal unit deducted from the Nomio AI quota according to the type and complexity of an operation; it is not a model token, currency, electronic money or property.

Business Day

Monday–Friday, Moscow time, excluding Russian public holidays.

Service Card

the Package description on the Website or in the Official Bot, including price, period, scope, limits, geography, payment channel and exclusions.

Official Bot

the Nomio Telegram bot identified on the Website and used to receive services, activate access and pay with Telegram Stars.

Paid AI Period

30 calendar days of access to the selected commercial Nomio AI plan.

Bonus AI Access

additional Nomio AI Essential Bonus access supplied with an eligible paid non-AI Package under Section 14.

Telegram Stars / Stars / XTR

Telegram digital units used to pay for digital services inside Telegram.

2. Subject of the agreement2.1. The Provider performs the selected information, consulting, educational, and organisational services and/or provides Nomio AI access; the Customer accepts and pays for the paid service.
2.2. The precise subject is defined by the Service Card, Order parameters, and Appendix 1. The Service Card displayed at payment forms part of the agreement and is retained with the applicable Offer version.
2.3. Nomio sells its own work and digital access. Nomio does not sell or guarantee a visa, invitation, admission, state decision, bank account, money transfer, accommodation, insurance payment, diagnosis, medical result, employment, income, or judicial outcome.
2.4. Services are remote unless the Service Card expressly states an in-person format. In-person services are subject to geography and resource confirmation.
3. Acceptance and contract formation3.1. Before ordering, the user reviews this Offer, the Service Card and the separate Privacy Policy. Personal-data consent is collected separately.
3.2. A paid service is accepted by selecting a Package, completing required fields, affirmatively accepting the Offer through an unticked checkbox, confirming recurring-payment terms where applicable, and making payment.
3.3. A free service is accepted by submitting the relevant form or Official Bot command after confirming the applicable terms.
3.4. The agreement is formed when the Provider receives reliable server confirmation of payment, or when the system accepts a free-service request.
3.5. For Website payment, the Payer and Beneficiary may differ. The Payer must correctly identify the Beneficiary but does not obtain access to the Beneficiary’s correspondence or personal data. An adult Beneficiary gives their own data-processing consent; a legal representative acts for a minor.
3.6. For a Telegram Stars subscription, the Payer and Beneficiary are the user of the Telegram account from which payment is made and to which access is activated.
3.7. Before acceptance, Nomio may reject an Order due to unavailable resources, unsupported geography, unlawful purpose, unsafe data handling or an obvious mismatch with Nomio’s competence.
4. Ordering, activation and input data4.1. An Order is placed on the Website or in the Official Bot. The user selects a Package and payment channel and provides accurate data required for performance and Beneficiary identification.
4.2. After payment confirmation, the Provider sends confirmation, a questionnaire, link, code or other activation instruction. Expiry of a technical link or code does not cancel a paid Order; support may reissue instructions after payment verification.
4.3. A Telegram Stars subscription is activated only after Nomio receives Telegram’s successful-payment event. Creating an invoice, opening the payment window or approving a preliminary check does not activate access.
4.4. A subscription paid by card on the Website is linked to the Beneficiary’s Telegram account after payment confirmation and completion of the activation instruction. Unless the Service Card states otherwise, the 30-day period starts on successful activation, not on opening the payment page.
4.5. The Customer supplies complete, readable and current information. Nomio may request clarification, new scans, translation or proof of authority.
4.6. The period for a personalised service begins after all usable data is received and, where required, specialist or resource availability is confirmed.
4.7. Time awaiting the Customer is excluded from the service period. After 30 calendar days without a reply, Nomio may close the Case. Reopening depends on resources and a new deadline calculation, without removing the right to cancel and receive a refund calculation under Section 15.
4.8. A change of city, flight, budget, family composition, task, language, document volume or another material parameter after work starts may be additional scope requiring separate price and timing agreement.
5. Timing, deliverables, and corrections5.1. Timing is stated in the Service Card and Appendix 1. Standard human-support hours are Monday–Friday, 10:00–19:00 Moscow time, excluding public holidays.
5.2. Deliverables may include PDF, document, table, Telegram message, links, route, message templates, online session, lesson, bot access, or a combination.
5.3. A personalised one-off service includes one correction of a factual error or mismatch with the original questionnaire, requested within five calendar days. A new task or changed input is not a correction.
5.4. Failure to make immediate comments does not waive statutory rights concerning hidden defects.
5.5. The period may be extended while awaiting the user, a third-party reply, government system, bank, clinic, insurer, or another external system. Nomio informs the user of a material delay.
6. Price, currency, and external costs6.1. The binding price is shown before payment in the selected channel: Russian roubles for Website payment or Telegram Stars (XTR) for payment inside Telegram. A paid price is not changed retroactively.
6.2. The RUB price and XTR price are independent fixed prices and are not converted from one another at an exchange rate. The user’s cost of acquiring Stars is determined by Telegram, the platform, country, taxes and the available method of purchasing Stars.
6.3. A USD or other currency equivalent is indicative only. For card payment, the issuing bank and payment network determine conversion and possible fees.
6.4. A crossed-out, launch or promotional price is displayed only with truthful conditions and duration. Free guides are marked “free” without an artificial former price.
6.5. Third-party costs are excluded unless the Service Card expressly states otherwise, including insurance premiums, rent, deposits, government fees, notary, interpreter, lawyer, advocate, estate agent, transport, tickets, parking, tolls, clinic, medicines, tests and other external payments.
6.6. Additional costs are approved before they arise. Significant third-party amounts should, where possible, be paid directly by the Customer to the final supplier.
7. Payment, 100% prepayment, Robokassa, Telegram Stars and receipts7.1. Unless the Service Card expressly states otherwise, paid Packages are supplied on a 100% prepayment basis.
7.2. Card payment on the Website is processed through Robokassa or another payment provider identified before payment. Foreign-card availability depends on country, issuing bank, card type, payment network and current restrictions; successful payment from every country is not guaranteed.
7.3. A digital subscription purchased inside Telegram is paid in Telegram Stars. Acquisition of Stars, their retail cost and availability are governed by Telegram and the relevant platform.
7.4. Payment is confirmed only when Nomio receives the relevant provider’s server notification. Opening a Success page or returning to the chat is not by itself proof of final settlement.
7.5. For card payment, the user provides an e-mail address or telephone number for an electronic fiscal receipt. Full card details are entered on the payment provider’s side and are not received by Nomio.
7.6. For Stars payment, Nomio does not request a name, telephone, e-mail address, postal address or card details through the payment form. Telegram’s transaction confirmation does not replace documents the Provider must issue under applicable law.
7.7. Fiscal receipts are formed in accordance with Federal Law No. 54-FZ. Where a payment is prepayment, a receipt may be formed when prepayment is received and a final receipt when it is applied or the relevant service stage is completed. A receipt may be delivered by the Provider, fiscal-data operator or an engaged payment/fiscal service.
7.8. A Website payment may be made by a third party with the payment-instrument owner’s permission. Refunds are normally returned to the original instrument where technically possible and lawful.
8. Subscription and recurring payments8.1. Commercial Nomio AI access is provided for 30 calendar days. The payment channel determines renewal.
8.2. A Telegram Stars subscription renews automatically every 30 days on the terms and for the XTR amount displayed before purchase. Each successful recurring payment buys the next 30-day period.
8.3. The user may electronically cancel or, where Telegram permits, re-enable Stars auto-renewal. Cancellation stops future charges but does not end access before the current paid period expires.
8.4. Card payment on the Website buys one 30-day period without auto-renewal by default. The user pays for the next period independently.
8.5. Card auto-renewal may be introduced only where expressly stated in the Service Card and payment form, separately agreed and accompanied by an electronic cancellation method. Once further use of payment details is rejected, no new recurring charges are made to those details.
8.6. A failed renewal does not terminate the current paid period. After that period expires, access is suspended until a new successful payment.
8.7. Cancelling auto-renewal is not a request for a refund for the current period. Cancellation of an already paid service and refunds are governed by Section 15.
8.8. A material change to price, period, subscription scope, auto-renewal or refund terms applies to an active subscription after advance notice and renewed consent where required by law or payment-platform rules.
9. Nomio AI9.1. Access is personal. Account sharing, automated mass requests, bypassing limits or processing third-party documents without a lawful basis is prohibited.
9.2. Commercial plans and standard limits are shown below. A Service Card may grant a more favourable scope but may not reduce a quota already paid for.

Plan

Premium quota

After the quota

Human support

Nomio AI Essential

120 units / 30 days

up to 500 basic units

2 requests; reply within 2 business days

Nomio AI Plus

250 units / 30 days

up to 750 basic units

5 requests; reply within 1 business day

Nomio AI Pro

500 units / 30 days

up to 1,000 basic units

10 requests; priority reply within 4 business hours

9.3. The current AI provider/model may be stated in the Service Card. Nomio may use an equivalent, stronger or backup model due to outage, overload, provider changes, security requirements or excessive context cost.
9.4. Indicative AI Unit pricing:

Operation

Deduction

Ordinary text question up to 2,000 characters without a file

1 AI Unit

Long or multi-step request

2 AI Units

Web search / current-information verification

3 AI Units

Analysis of a file up to 20 pages

5 AI Units

Each additional 20 pages

+5 AI Units

Large structured document

5–10 AI Units; exact cost shown first

9.5. After each successfully completed chargeable operation, the interface shows the AI Units deducted, the available balance and the access expiry date or remaining days. For a variable-cost operation, the exact deduction is displayed before performance and requires user confirmation.
9.6. Unused premium AI Units granted for paid Nomio AI periods are not cancelled solely because a period ends. On a new successful paid period, the standard premium quota is added to the retained balance, and retained units may be used under any active paid Nomio AI plan.
9.7. Without an active paid period, retained paid premium units remain recorded but cannot be used until a new payment. They do not extend access, cannot be transferred or exchanged for money, and may be revoked following a refund of the corresponding payment, chargeback, fraud or another lawful basis.
9.8. Basic AI Units, bonus AI Units and unused Coordinator requests apply only during the relevant period and do not carry over unless the Service Card expressly grants a more favourable term.
9.9. AI may be wrong, outdated or non-unique. The user must verify important information. AI is not a doctor, advocate, bank, university, immigration authority or other public body.
9.10. Fraud, document forgery, circumvention of law or payment restrictions, harm, unauthorised access and infringement of third-party rights are prohibited. Access may be restricted after a recorded violation.
9.11. Full passports, medical records, card details and third-party data must not be uploaded to the ordinary AI chat. Designated document scenarios must be used.
10. Human support10.1. One Coordinator request means one connected question or Case in asynchronous correspondence: up to 30 user messages within 72 hours after the Coordinator’s first reply, ending with one consolidated answer or instruction.
10.2. A call, video session, real-time interpretation, representation or continuous live chat is excluded unless expressly included in the Service Card.
10.3. Nomio is not a 24/7 emergency service. For danger to life or health, detention, fire or another emergency, the user must contact official services. A Coordinator may provide contacts and organisational navigation during business hours or within a confirmed Concierge Package.
11. Partners and regulated services11.1. Nomio may engage employees and contractors and remains responsible for the service it has undertaken within statutory limits.
11.2. Work requiring a licence, professional status, or separate regulated agreement is performed by an independent Partner. Before that element begins, the user is told who provides it and who receives payment.
·         Nomio does not diagnose, prescribe, or provide medical treatment;
·         Nomio does not act as a bank, payment operator, exchange office, or custodian of client funds;
·         Nomio does not provide advocacy, notarisation, or representation unless a properly qualified Partner contracts separately;
·         Nomio does not guarantee the decision of an insurer, clinic, landlord, university, bank, employer, court, or authority.
11.4. When Nomio receives a referral fee from a Partner, this does not increase the price already agreed with the Customer unless clearly stated. The user remains free to choose another provider.
12. Customer obligations·         provide accurate and complete data and timely updates;
·         review deliverables and deadlines;
·         not submit another person’s data without authority and consent;
·         not request illegal conduct or false documents;
·         protect account access;
·         make critical decisions with competent professionals;
·         pay agreed third-party costs and Partner services.
13. Provider obligations and rights13.1. Nomio performs the Package actions, observes the agreed period after complete data, corrects its factual errors, provides support within paid limits, and applies data-protection measures.
13.2. Nomio may seek clarification, refuse an unlawful task, pause the period while data is missing, prevent abuse, and replace a coordinator/contractor without reducing the agreed service.
13.3. Access may be terminated for a material violation after notice where prior notice is possible. Financial consequences are calculated under Section 15 and mandatory law; the entire price is not automatically forfeited.
14. Essential-level bonus AI access14.1. Each paid non-AI Package, excluding free guides and a commercial Nomio AI subscription, includes one Nomio AI Essential Bonus access grant unless the Service Card provides a more favourable benefit.
14.2. The standard bonus is 30 calendar days, 100 premium AI Units followed by up to 300 basic AI Units on an economical model, with no extra Coordinator requests beyond the main Package.
14.3. The bonus activates automatically when the main paid Package starts or is activated, but not before payment confirmation and readiness to begin the service. One eligible Order grants one bonus.
14.4. The bonus does not renew automatically, requires no stored card, is non-transferable and has no separate cash value.
14.5. Unused bonus premium and basic units expire at the end of the 30-day bonus period and do not carry over. If the Beneficiary already has a paid AI subscription, the bonus is recorded separately and remains subject to its own period.
14.6. If the main Order is cancelled before performance starts, the bonus is not activated or is terminated. Use of the bonus does not create a separate amount deducted from a refund for the main Package.
15. Cancellation, rescheduling and refunds15.1. A consumer may cancel at any time subject to payment of the Provider’s actual, documented costs related to the specific agreement. Any unconditional non-refund term does not apply.
15.2. Before work starts, and where no costs have been incurred, the full amount is refunded. A documented non-refundable booking, Partner, interpreter, ticket or another actual cost may be deducted with a calculation.
15.3. After a one-off service starts, the refund equals the amount paid minus the value of completed and delivered stages and documented actual costs. Nomio provides a calculation and work list.
15.4. For 30-day AI access, the supplied portion is generally calculated proportionally to elapsed time. Used AI Units and consultations are not charged again on top of the time-based amount if included in the period.
15.5. On a full or partial refund for a specific paid AI period, unused units granted by that refunded period may be revoked. Retained units from earlier paid periods are not cancelled solely because the latest period is refunded.
15.6. Where a lesson is rescheduled or cancelled at least 24 hours in advance, rescheduling and cancellation are free, the lesson is not deducted, and the amount remains in the package or is refunded under this Section.
15.7. For cancellation less than 24 hours in advance or non-attendance, a lesson may be charged in full or in part only within actual costs where the tutor reserved time, was ready to teach, Nomio must pay for that slot, the rule was shown before purchase, cancellation was initiated by the student and no verified valid reason exists.
15.8. A valid reason may include illness, accident, flight delay or cancellation, material communications outage, emergency or another objective event the user could not reasonably prevent. The user gives notice as soon as possible and, where available, reasonable evidence. The Coordinator assesses circumstances in good faith; the lesson may be restored in full or in part.
15.9. If the tutor cancels, the lesson is never deducted. The user chooses a new slot with the same tutor, another tutor or a refund for the unprovided lesson. If continuing the package no longer serves its purpose, the user may request a refund of the unused part.
15.10. If Nomio cancels another service, the user is offered a new date, equivalent replacement or refund for the unprovided part.
15.11. A card-payment refund is normally returned to the original instrument. A Telegram Stars payment is refunded through Telegram in Stars where technically supported. If the platform permits only a full reversal of the relevant payment, Nomio may make a full refund instead of a calculated partial refund or agree another lawful method no less favourable to the user.
15.12. Cancelling auto-renewal stops future charges but is not itself a refund request for the current period.
15.13. A request is sent to christ@antogi.ru with Order number, Payer name and requested remedy. Refund and price-reduction claims are handled within statutory periods; the generally applicable benchmark is ten calendar days. Posting time after dispatch depends on the bank, Telegram or another provider.
16. Quality and claims16.1. Where a service is defective, the consumer may require free correction, a price reduction, reimbursement of correction costs, or another statutory remedy.
16.2. Claims are sent to christ@antogi.ru and should include name, order number, breach, requested remedy, and supporting evidence.
16.3. The claim procedure is intended for prompt settlement and does not remove the right to apply to a court, Rospotrebnadzor, or another competent authority.
17. Intellectual property17.1. Rights in the Website, knowledge base, design, code, methods, universal templates, and Nomio materials belong to the Provider or the relevant rights holders.
17.2. After payment, the Customer receives a simple, non-exclusive licence to use delivered materials for personal, family, educational, and internal purposes. Resale, paid distribution, mass copying, and creation of a competing database are prohibited without consent.
17.3. The Customer retains ownership of their personalised information, documents, and source materials and warrants the right to provide them.
17.4. AI output may resemble output produced for others and may contain elements requiring rights review. Nomio does not guarantee uniqueness, patentability, or registration of exclusive rights.
18. Liability and limitations18.1. The parties are liable under applicable law. Nothing limits mandatory consumer rights or liability that cannot lawfully be excluded.
18.2. Nomio is responsible for its own actions, not independent decisions by banks, universities, authorities, clinics, insurers, landlords, employers, or other third parties.
18.3. Nomio is not liable for consequences of false/incomplete input, illegal use of results, disregard of safety guidance, account sharing, or decisions made solely on AI output.
18.4. If paid AI access is materially unavailable due to Nomio for more than 24 consecutive hours, the period may be extended by the material downtime. A brief external outage does not mean the whole service was not provided.
19. Circumstances beyond control19.1. A party is not liable for failure caused by extraordinary and unavoidable events, infrastructure blocking, mass communications failure, public-authority actions, or other events that could not reasonably be prevented.
19.2. The affected party gives notice and takes reasonable mitigation steps. If performance becomes impossible or loses its purpose, completed work is accounted for and the unprovided portion is refunded.
20. Personal data20.1. Personal data is processed under the separate Privacy Policy. Consent is collected separately from this Offer.
20.2. Health data is accepted only after separate written consent or another statutory basis. Adult relatives consent independently.
20.3. Marketing and publication of a review/image require separate optional consent and are not conditions of the main purchase.
21. Term and amendments21.1. This Offer applies from publication until withdrawn or replaced. The version accepted at checkout and recorded in the system applies to the Order.
21.2. A new version applies to new Orders and newly self-paid periods. It does not reduce an already paid scope, except mandatory legal or security changes preserving equivalent functionality.
21.3. An automatic renewal remains governed by the version accepted when the subscription was connected until the user accepts a new version. Material changes to price, period, scope, auto-renewal or refunds apply after advance notice and renewed consent where required.
22. Governing law and disputes22.1. Russian law governs the relationship. Mandatory rights of a foreign consumer that cannot lawfully be excluded by a choice-of-law clause remain protected where applicable.
22.2. A consumer may bring a claim in any venue permitted by mandatory consumer law, including where provided by law the place of residence/stay, contract conclusion/performance, or Provider location.
22.3. Electronic correspondence, system logs, payment data, document versions, and official-bot messages may be used as evidence to the extent permitted by law.

Item

Details

Provider

Individual Entrepreneur Mokobo Krist Lyudvikovich (ИП Мокобо Крист Людовикович)

INN

522602521402

OGRNIP

323508100033571 dated 24 January 2023

Website

https://nomio.pro

E-mail and payment support

christ@antogi.ru

Telephone

+7 (993) 622-28-12

Postal and legal-notice address

142714, Moscow Region, Vidnoye, Molokovo village, 6 Novo-Molokovsky Boulevard, Apt. 336, Russian Federation

Appendix 1. Package content, limits, and special conditionsThe price of each Package and available payment channels are determined by the Service Card and payment form at checkout. If the Service Card grants a more favourable scope, it applies. Each eligible paid non-AI Package includes the bonus described in Section 14. An already paid mandatory scope may not be reduced.

1. Nomio Start
Free Start Guide

Content / deliverable: General pre-departure checklist, airport procedure, essential apps, and basic communication and transport rules.

Period and limit: Automatic delivery; no personalisation.

Exclusions and important conditions: No document review, personalised route, or human support.

Start Basic

Content / deliverable: Personalised checklist; one route from an airport to one address; app list; message templates; first 72-hour plan.

Period and limit: One student; up to 2 business days after a complete questionnaire.

Exclusions and important conditions: One flight correction before work starts; a new address or route is additional scope.

Start Plus

Content / deliverable: Start Basic plus completeness review of route and documents, support before arrival and for the first 72 hours, assistance with SIM, taxi, and online check-in.

Period and limit: One student; from 7 days before arrival through 72 hours after arrival, maximum 10 calendar days.

Exclusions and important conditions: Human support during business hours; SIM, taxi, accommodation, and third-party costs are excluded.

Start Concierge

Content / deliverable: Start Plus plus coordination of meeting/transfer, communication with relatives, and arrival control.

Period and limit: Moscow and Moscow Region; one arrival, one airport, one destination; student and up to 3 accompanying persons on the same route.

Exclusions and important conditions: Booking normally at least 5 business days in advance. Taxi, transfer, parking, toll roads, waiting time, and in-person escort are paid separately unless expressly included.

2. Documents & Legal Navigation
Free Documents Checklist

Content / deliverable: General list of documents, deadlines, and questions for the university.

Period and limit: No personalisation.

Exclusions and important conditions: Not legal advice or a document review.

Documents Basic

Content / deliverable: Personalised document list and calendar; instructions for SNILS, Gosuslugi, registration, and questions for the university.

Period and limit: One person; up to 3 business days.

Exclusions and important conditions: No submission, representation, notarised translation, or legal opinion.

Documents Plus

Content / deliverable: Documents Basic plus completeness and obvious-error review, templates, appointment and route assistance, and coordinator requests.

Period and limit: 12 months; subscriber plus up to 3 pre-declared close relatives; up to 12 cases per year, no more than 2 per month; up to 10 files/30 pages per case; up to 20 coordinator requests.

Exclusions and important conditions: Personal subscription. Each adult relative provides separate consent. Lawyer, notary, state fees, and representation are excluded.

Legal Coordination Concierge

Content / deliverable: Action plan, selection and coordination of a specialist, collection of questions/documents, communication setup, and deadline control.

Period and limit: One agreed case; up to 30 calendar days or completion of the agreed stage; up to 12 coordination hours and 20 work actions.

Exclusions and important conditions: Lawyer/advocate, notary, interpreter, expert, state fees, deposits, and transport are separate. No authority or court outcome is guaranteed.

3. Money & Banking
Money & Banking Session

Content / deliverable: Online session up to 60 minutes and written memo on cards, currency, lawful transfers, fees, and security.

Period and limit: One person; usually scheduled within 3 business days.

Exclusions and important conditions: Nomio does not receive, hold, exchange, or transfer money and does not guarantee account opening or compliance approval.

4. Health & Insurance
Free Health Guide

Content / deliverable: General information on voluntary medical insurance, ambulance, doctors, and what to do when ill.

Period and limit: No personalisation.

Exclusions and important conditions: Not medical advice.

Health Basic

Content / deliverable: Comparison of 2–3 available insurance options, document checklist, and instructions for using a policy.

Period and limit: One person; up to 3 business days.

Exclusions and important conditions: Insurance premium excluded; policy issuance and coverage are not guaranteed.

Health Plus

Content / deliverable: Health Basic plus application assistance, explanation of coverage, chat support, and help arranging one first medical appointment.

Period and limit: One person, one policy, one first appointment; support up to 14 days.

Exclusions and important conditions: Policy, clinic, tests, medicines, transport, and interpreter are separate. Written consent is required for health data.

Health Concierge

Content / deliverable: Health Plus plus a coordinator, communication with clinic and insurer, finding an interpreter/partner, and monitoring steps.

Period and limit: One complex organisational case; up to 30 days; up to 10 hours and 20 work actions.

Exclusions and important conditions: All medical and external costs are separate. Nomio does not make medical decisions.

5. Nomio Home
Free Home Guide

Content / deliverable: Dormitory versus rental, risks, move-in checklist, and deposit rules.

Period and limit: No personalisation.

Exclusions and important conditions: Not an expert examination of property or contract.

Home Basic

Content / deliverable: Housing checklist; preliminary open-source review of up to 10 listings; district and logistics analysis; landlord questions; move-in checklist.

Period and limit: One city, one budget and criteria set; up to 10 days, first result within 3 business days.

Exclusions and important conditions: Not a title/ownership check; listings may change; one criteria revision.

Home Plus

Content / deliverable: Home Basic plus up to 25 options, message templates, preliminary review of one agreement up to 25 pages, deposit/utilities guidance, and coordinator requests.

Period and limit: One city; up to 21 days; up to 10 requests.

Exclusions and important conditions: No site visit, negotiation on the client’s behalf, or transaction. A complex agreement requires a separate lawyer.

Home Concierge

Content / deliverable: Home Plus plus coordinator, partner-assisted search, organisation of negotiations, signing, and move-in.

Period and limit: One rental in one city; up to 30 days; up to 12 hours; one final property and agreement.

Exclusions and important conditions: Rent, deposit, agent commission, notary, interpreter, transport, and registration are separate. Landlord decisions and deposit return are not guaranteed.

6. Study & Russian
Free Russian Survival Guide

Content / deliverable: 50–100 essential phrases for the first days.

Period and limit: PDF or mobile guide.

Exclusions and important conditions: No personal teaching.

Study Basic

Content / deliverable: Personalised memo on everyday and academic Russian, education system, adaptation, and question templates.

Period and limit: One person; up to 3 business days.

Exclusions and important conditions: Not a language course and does not guarantee a proficiency level.

Russian Online

Content / deliverable: One 60-minute online lesson/session with a tutor or mentor plus brief materials.

Period and limit: By confirmed schedule.

Exclusions and important conditions: Rescheduling and cancellation are governed by Section 15: notice of at least 24 hours causes no deduction; a later cancellation may be charged only within documented tutor-reservation costs. Results depend on student participation.

Russian Online Pack

Content / deliverable: Ten 60-minute online sessions.

Period and limit: Must be used within 180 days of the first lesson.

Exclusions and important conditions: Unused lessons are refunded or accounted for under Section 15. Rescheduling, late cancellation, valid reasons and tutor cancellation are governed by Clauses 15.6–15.9.

Russian Offline Pack

Content / deliverable: Ten 60-minute in-person sessions.

Period and limit: Moscow and Moscow Region, subject to tutor availability; 180 days.

Exclusions and important conditions: Travel outside the standard area and room rental are paid separately; the venue is confirmed before activation. Rescheduling and cancellation are governed by Clauses 15.6–15.9.

7. Earn & Work
Free Work Guide

Content / deliverable: General guide on whether a student may work, where to search, risks, and vacancy red flags.

Period and limit: No personalisation.

Exclusions and important conditions: Not an official status opinion.

Work Status Check

Content / deliverable: Situation assessment, questions for university/employer, document checklist, obvious-status review, and search channels.

Period and limit: One person; up to 3 business days.

Exclusions and important conditions: Not an official legal opinion and does not guarantee the right to work.

Earn Basic

Content / deliverable: Work Status Check plus one CV/profile, up to 10 search channels, application templates, and one revision.

Period and limit: One person; up to 5 business days.

Exclusions and important conditions: No interview or employment guarantee; additional language versions are separate.

Freelance Launch

Content / deliverable: Packaging of one service, price list, description/visual recommendations, platforms, and first promotion channels.

Period and limit: One professional direction; up to 7 business days.

Exclusions and important conditions: No income guarantee and no substitute for immigration/tax status review.

8. Nomio AI
Nomio AI Essential

Content / deliverable: Access to the basic AI level and limited human support.

Period and limit: 30 days; 120 premium units, then up to 500 basic units; 2 coordinator requests.

Exclusions and important conditions: Personal access. Payment in Telegram Stars renews automatically every 30 days; card payment on the Website has no auto-renewal by default. Unused paid premium units are retained and become usable during an active paid period; basic units and Coordinator requests do not carry over.

Nomio AI Plus

Content / deliverable: Advanced AI for documents, study, and more complex everyday tasks.

Period and limit: 30 days; 250 premium units, then up to 750 basic units; 5 coordinator requests.

Exclusions and important conditions: Personal access. Payment in Telegram Stars renews automatically every 30 days; card payment on the Website has no auto-renewal by default. Unused paid premium units are retained and become usable during an active paid period; basic units and Coordinator requests do not carry over.

Nomio AI Pro

Content / deliverable: Highest AI level and priority human support.

Period and limit: 30 days; 500 premium units, then up to 1,000 basic units; 10 coordinator requests.

Exclusions and important conditions: Personal access. Payment in Telegram Stars renews automatically every 30 days; card payment on the Website has no auto-renewal by default. Unused paid premium units are retained and become usable during an active paid period; basic units and Coordinator requests do not carry over.

Nomio AI Essential Bonus

Content / deliverable: Bonus access to the basic AI level supplied with an eligible paid non-AI Package.

Period and limit: 30 days; 100 premium AI Units followed by up to 300 basic AI Units; no additional Coordinator requests.

Exclusions and important conditions: Activates when the main Package starts or is activated; no auto-renewal or separate cash value. Unused bonus units do not carry over.

9. Nomio Pre-Arrival
Free University Checklist (prearrival_free)

Package code: prearrival_free

Content / deliverable: A general guide to choosing a university, admission stages, basic documents, a preparation calendar, and questions for universities.

Period and limit: Automatic delivery; no personalisation.

Exclusions and important conditions: No personalised programme selection, document review, application preparation, or human support.

Pre-Arrival Basic (prearrival_basic)

Package code: prearrival_basic

Content / deliverable: Applicant profile, selection criteria, a preliminary shortlist of up to five programmes or universities, a personalised document checklist, and an application calendar.

Period and limit: One applicant, one education level and main field; up to five business days after a complete questionnaire.

Exclusions and important conditions: No application submission, individual letters or CV preparation, document translation, or communication on the applicant’s behalf.

Application Plus (prearrival_plus)

Package code: prearrival_plus

Content / deliverable: Pre-Arrival Basic plus completeness and obvious-error review, application assistance, letter templates, editing of one CV, and tracking of invitation and visa-related steps.

Period and limit: One applicant; up to three programmes or applications; up to 10 files or 30 pages; support for up to 30 calendar days.

Exclusions and important conditions: The applicant submits applications and messages personally unless otherwise agreed. Certified translation, fees, and university or authority decisions are excluded and not guaranteed.

Pre-Arrival Concierge (prearrival_concierge)

Package code: prearrival_concierge

Content / deliverable: Application Plus plus a personal coordinator, preparation of letters and a CV, working translation of up to 10 pages, authorised communication with universities, invitation follow-up, and handover to Nomio Start.

Period and limit: One applicant; up to three universities or programmes; up to 90 calendar days; up to 15 coordination hours and 30 work actions.

Exclusions and important conditions: University, government and consular fees, notary, apostille, legalisation, certified translation, courier, and Partner services are separate. Admission, invitation, and visa outcomes are not guaranteed.


Effective date: 24 July 2026. Version 1.2.

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